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Secured lending that closes cleanly.

Lender instructions, settlement figures and release evidence sit on the same file as the transaction, visible to the people who need them.

Workflow / Residential transfer, mortgage
1. Instructiondone
2. KYCdone
3. Classificationdone
4. Title intelligencedone
5. Due diligenceready
6. Agreementupcoming
7. Clearancesupcoming
8. Transfer dutyupcoming
9. Mortgageupcoming
0
credit decisions made by AI
2
approvers on every settlement payment
1
file for instructions and evidence

Secured lending slows down on paperwork, not on credit.

Lender conditions, settlement figures and release evidence end up scattered across emails and phone calls. THEMIS keeps them on the same file as the transaction and holds back lodgement until the evidence is in.

What it looks like in practice.

01

Keep instructions with the matter

Everything in one place.

  • Store lender instructions and conditions
  • Track conditions to satisfaction
  • See the stage without calling the conveyancer
02

Cancel the old bond properly

Evidence before lodgement.

  • Cancellation evidence tracked per bond
  • Lodgement blocked until it is on file
  • Existing-bond steps added automatically
03

Settle with control

Two people on the money.

  • Settlement figures recorded
  • Payments need a second authoriser
  • Reconciled against the bank statement
04

Stay in your lane

Scoped access.

  • Lenders see only the matters they fund
  • No access to other clients' files
  • AI never approves credit or alters instructions

Workflows ready to run.

A sample of what teams in this role run in THEMIS.

Mortgage registrationBond cancellationSettlement paymentLender condition trackingInstruction acknowledgementRegistry status updates

The tools behind it

Questions

Can a lender log in?+

Lenders can be given access to the matters they fund, with no view of other matters or internal notes.

Does THEMIS make credit decisions?+

No. AI never approves credit or changes bank instructions.

Can THEMIS connect to our own systems?+

Instructions and conditions are recorded on the matter. Ask us about connecting to your lender systems.

How are settlements controlled?+

Payments need two people, and the ledger is reconciled against the bank statement.

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Set up for the way you work.

Jurisdiction, currency and roles are set per practice.

Built for banks and lenders. See it for yourself.

Book a walk-through on your own kind of matter.

A matter at a glance
Property verified against registrypass
Identity and authority verifiedpass
Transfer duty reviewedpass
Bond cancellation evidenceblocked
Ready to lodgeblocked